What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. In other words, it could affect you just as it has affected others. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
It is critical that you notify companies about the stolen identity. There is no harm in taking action really quick. It will be wrong for you to sit around and wiat to hear about fraudster activities. These people are fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, it is possible that your card information gets compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
As well, ensure that you file a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. When you need to file a report you just log in to their website. They will give you what we call a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more
Filing a report on the theft with the police is also essential. You will have more papers as evidence and the police have the ability to assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. No one can access your credit report if you do so. Again, call the main credit bureaus and make this request. . discover more
Tightening Security on your accounts is also critical. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.